For Payment Processors & ISOs
We run payments
commissions every week.
Not as a demo. For real.
Merchant-level residuals, buy-rate spreads, activation bonuses, clawbacks that reach back four months, sub-agent splits — Commish calculates them in production for a payments company today. Your comp plan isn't exotic to us. It's Tuesday.
We Speak Your Language
Sound familiar?
If you run residuals in spreadsheets, you already know where the bodies are buried.
The residual run eats a week
Thousands of MIDs, per-merchant volume, per-merchant pricing — reconciled by hand every month. One VLOOKUP slips and a rep's paycheck is quietly wrong.
Buy rate vs. sell rate math
Commission on the spread, not the gross. Cost basis lives in one system, volume in another, and the margin math happens in a tab nobody else can open.
Clawbacks that reach backwards
A merchant closes at month four and you owe a clawback against a payment from January. Most tools can't reach back. Spreadsheets can — if you remember.
Reps who don't trust the number
“Where's my residual for merchant #4417?” If answering that takes you an afternoon of forensics, your reps stopped trusting the statement a long time ago.
No Custom Development
Your plan shapes, out of the box
These aren't hypotheticals — they're the structures we calculate in production for a payments company right now.
Monthly merchant residuals
Recurring commission on processing volume, per MID, per month — with per-merchant rates and full drill-down from the rep's total to the individual merchant.
Margin-based commission
Pay on the spread: sell rate minus buy rate, times volume. Cost basis is first-class in Commish, not a hidden tab.
Clawback windows
Merchant churns inside the window? Commish computes the clawback against the original payment — original rates, original split — and shows the rep exactly why.
ISO, sub-agent & manager splits
Multi-level splits and overrides: the rep, their manager, the ISO — each party's cut calculated from the same deal, each with their own receipt.
Activation & upfront bonuses
One-time bonuses on new merchant activations alongside the residual stream — different rules, same statement, no side ledger.
Carry-forward for late funding
Deal funds after the period closes? It carries forward and pays in the first open run — payroll already closed weeks don't get silently skipped.
Receipts, Not Vibes
What a rep actually sees
A statement that shows its work. Every line traces to the merchants, the rates, and the rule that produced it.
Illustrative numbers. The drill-down behind each line — merchant by merchant, rule by rule — is the real product.
Rep statement — illustrative
April processing month
Merchant residuals
212 active MIDs · April volume
$4,210.18
Activation bonuses
6 new merchants activated
$1,500.00
Margin commission
Sell − buy spread on equipment & software
$642.30
Clawback
Merchant closed at month 4 of 6-month window
−$380.00
Net payout
$5,972.48
No Pitch, Just Answers
This page isn't a vertical-marketing template. Payments is where Commish grew up.
Our first production customer is a payments company. Merchant-level residuals, buy-rate spreads, clawback waterfalls, reconciliation against the old system down to the MID — we didn't read about these problems, we ship payroll through them every week. If your plan has a shape we haven't seen, that would genuinely be news.
Get Started
Your next residual run,
without the spreadsheet week.
Upload your merchant data, describe your plan, run it. Every residual traced to the MID that earned it. Free to start.